Mortgage Magazine
We start off with a look at the effects of the Credit Crunch and how it’s created a more stringent lending environment. In light of these developments, and if you require funds, let us help identify the best way forward for your own specific needs.
And it’s that time of year when we all think about ways to tidy up our finances, where a Secured Loan could be an option for you.*
We set out how the Buy-to-Let market could still deliver some good opportunities, as long as you do your homework.**
Elsewhere, we look at the importance of having Insurance Cover in place to protect you and your loved ones, along with maintaining your mortgage payments. Did you know that your life assurance premiums can be significantly cheaper (up to 50%) if you have stopped smoking for twelve months or more?
Finally, if you’re happy in your current home and just need more space, we set out some rough costs for jobs such as converting your loft, adding an extension, or refurbishing a basement.
Please contact us if you would like a copy of the magazine.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
* The Financial Services Authority does not regulate secured loans.
** Most buy-to-let mortgages are not regulated by the Financial Services Authority.
*** You may have to pay an early repayment charge to your existing lender if you remortgage.
